Will I Need a Medical When Making an Injury Claim?

Written by Chris Salmon on 28th June 2016

In most personal injury claims, including cycling accidents, a medical examination is required. This is to ensure a clear understanding of your injuries and their potential long-term effects. A medical report from an independent expert is a crucial part of the evidence used to support your claim.

How soon will I have to have a medical examination?

Your solicitor will usually arrange a medical examination early in your claim, even if you are already receiving treatment.

The examination is carried out by an independent medical expert who will assess your injuries and any ongoing symptoms you may have as a result of the accident. This assessment helps determine the extent of your injuries and is used to calculate the appropriate level of compensation.

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What happens during a medical assessment?

At the start of the assessment the doctor will ask about the accident and the injuries you sustained. They will want to know how the injuries have impacted your daily life, including your work, family responsibilities, and social activities.

A physical examination will usually follow, tailored to the nature of your injuries. Most medical exams take around 30 minutes, although it may take longer if your injuries are more severe or complex.

Can I see any doctor for a medical examination?

Your solicitor will arrange for you to see qualified medical expert who specialises in the types of injuries you have sustained and who understands the legal aspects of personal injury claims.

Critically, your solicitor will arrange the medical with an independent expert. To ensure the assessment remains unbiased when making a claim, the doctor cannot be someone who knows you or who has already treated you for your injuries after the accident.

Do I need to prepare anything for my medical examination?

There’s no need for any special preparation, but it’s helpful to be open and honest about the accident and how your injuries have affected you. You might consider making some notes beforehand about any pain or discomfort, how the injuries impact your daily activities, and any effect on your mental health.

If it helps, you can bring a partner, friend, or family member to the exam for support.

What happens after the examination?

Following the medical exam, the doctor will prepare a report, which may take a few weeks to complete. This report will detail your injuries, how they’ve impacted your life, and may provide a prognosis for your recovery. If further investigations, such as X-rays or scans, are needed, the report will include recommendations for those.

If you are satisfied with the medical report, your solicitor will use it as evidence for your claim. If you disagree with the findings, you can discuss obtaining a second opinion with your solicitor.

Do I have to disclose my medical records?

Yes, you will need to provide access to your medical records during the claim process.

The medical expert needs to review your records to assess whether any pre-existing conditions could influence your injury or recovery.

You will be asked to sign a release to allow your legal team access to these records. While you aren’t obligated to sign the release, refusal could weaken your claim, as it may appear that you’re withholding relevant information.

Will the medical be arranged at a location near me?

Yes. Your solicitor will arrange the medical at a centre close to your home. If your injuries make travel difficult, a home visit can be arranged to ensure you receive the assessment you need.

See also:

Can the medical for my injury claim be carried out locally?

Will I have to pay for the private medical report?

No. Although a private medical report can cost several hundred pounds or more, you don’t need to worry about this expense. Your solicitor will arrange the medical examination, and the cost will be covered as part of your no win, no fee claim.

See also:

How do pre-existing medical conditions affect injury claims?

Getting you the compensation you need

A medical assessment is a key part of any successful injury claim, as it helps determine the full impact of your injuries. Our team collaborates with expert solicitors who can arrange a convenient medical assessment at a location near you, ensuring that your injuries are thoroughly documented to support your case. This process not only strengthens your claim but also helps ensure you receive the best possible compensation award for your recovery.

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