Cycling Injury Compensation Calculator

Use our cycling injury calculator to find out:

  • If you're eligible to claim
  • How much you could receive
  • What you can claim for
  • How long you have to start
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Cycling Injury Compensation Calculator
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You can help someone else claim if they are under 18 years old, or too injured to claim on their own.

Personal Injury Calculator disclaimer (2025)

The general damages figures provided by this calculator are based on the Judicial College's Guidelines for the Assessment of General Damages in Personal Injury Cases (17th Edition). Please note, this calculator is intended as a guide only. It uses general figures, which may not fully account for all the specific details of your injuries or the impact they've had on your life. Your actual compensation will depend on your individual circumstances, including the severity of your injury and how long it takes you to recover.

How much compensation can I claim for a cycling injury?

If you've been injured in an accident, that was someone else's fault, you can claim compensation.

The purpose of compensation is to help get injured people back to the position they were in before the accident.

Although financial compensation can never really compensate you for the affects of an injury, it is intended to help put you back in the position you were in before your accident. Compensation seeks to address the physical, emotional, and financial impact of your injury.

The amount you can claim will depend on several factors, including the type and severity of your injury, how it affects your life, and any financial losses you’ve experienced.

General Damages

General damages are awarded to cover your pain, suffering and loss of amenity (PSLA) you have experienced as a result of the injury.

These damages are calculated using guidelines from the Judicial College, which provide estimates based on the type of injury and its severity. Put simply, compensation for a minor injury will be lower than for a life-changing one.

These guidelines are referred to by solicitors, insurance companies and the courts when calculating a compensation award for an injured claimant.

For more information regarding the compensation payable for a particular injury, see the table below.

What other factors could affect my compensation award?

In addition to the severity of your injury, your recovery time will also be taken into consideration. Longer recovery times usually lead to larger awards, especially if your ability to work or enjoy life has been significantly impacted.

If your injury is expected to have long-term effects on your life or ability to work, your compensation will also reflect this.

Calculating general damages for multiple injuries

Cycling accidents, especially those involving collisions with other road users, often lead to multiple serious injuries due to the high-impact nature of these incidents.

If you've suffered multiple injuries in a cycling accident, compensation isn't calculated by simply adding up the amount for each injury. Instead, you would typically receive full compensation for your most serious injury, and then an adjusted amount for your additional injuries based on how much they add to your overall pain and suffering.

For example, if you've broken both your leg and your toe, the compensation for the broken toe would be reduced, as the impact of the leg fracture is considered much greater. Each additional injury will receive a portion of the recommended amount, depending on how it has contributed to your overall physical and emotional impact. This approach ensures your compensation reflects the total effect of all your injuries.

Can I view the Judicial College injury tables?

We recommend that you use our calculator to get a far more accurate idea of your compensation award.

However, you can reference the following table setting out the range of typical injury awards as excerpted from the latest Guidelines for the Assessment of General Damages in Personal Injury Cases, 17th Edition, by the Judicial College:

Illness/health condition

InjurySeverityAmount
Digestive systemsSerious£11640 to £23430
Severe£46900 to £64070
EpilepsyEpilepsy - Other£12990 to £32090
Petit Mal£66920 to £160360
Grand Mal£124470 to £183190
Lung-related conditionsTemporary aggravation of bronchitis£2690 to £6500
Slight breathlessness£12990 to £25380
Bronchitis and wheezing£25380 to £38210
Breathing difficulties£38210 to £66920
TinnitusSlight tinnitus or slight NIHL£0 to £8560
Slight or occasional tinnitus with slight NIHL£8890 to £15370
Mild tinnitus or mild NIHLAround £14300
Mild tinnitus and NIHL£15370 to £18180
Moderate tinnitus and NIHL£18180 to £36260
Severe tinnitus and NIHL£36260 to £55570

Physical injury

InjurySeverityAmount
Pelvis or hipsMinor£4820 to £15370
Moderate£15370 to £47810
Serious£47810 to £64070
Severe£75550 to £95680
Very severe£95680 to £159770
ShoulderSoft tissue injury£2990 to £9630
Clavicle fracture£6280 to £14940
Moderate£9630 to £15580
Serious£15580 to £23430
Severe£23430 to £58610

Psychological injury

InjurySeverityAmount
Post-traumatic stress (PTSD)Minor£4820 to £9980
Moderate£9980 to £28250
Serious£28250 to £73050
Severe£73050 to £122850
General psychiatric damageLesser£1880 to £7150
Moderate£7150 to £23270
Serious£23270 to £66920
Severe£66920 to £141240

Arm or hand

InjurySeverityAmount
Arm amputationLoss of one arm below elbow£117360 to £133810
Loss of one arm above elbow£133810 to £159770
Loss of one arm at shoulder£167380 to £0
Loss of both arms£293850 to £366100
Elbow injuryRecovery within 18 months£0 to £4310
Recovery between 18 to 36 months£0 to £7930
Recovery after 36 months£0 to £15370
Permanent£19100 to £39070
Severe & disabling£47810 to £66920
Other arm injuriesLess severe - forearm fracture£8060 to £23430
Less severe£23430 to £47810
Serious£47810 to £73050
Severe£117360 to £159770
Wrist injuryLesser£4310 to £5790
ModerateAround £9070
Moderate£7420 to £12630
Serious£15370 to £29900
Severe£29900 to £47810
Very Severe£58110 to £73050

Back or neck

InjurySeverityAmount
ParalysisParaplegia£267340 to £346890
Tetraplegia/Quadriplegia£396140 to £493000
Other back injuryMinor£2990 to £15260
Moderate£15260 to £47320
Severe£47320 to £196450
Other neck injuriesMinor£2990 to £9630
Moderate£30500 to £46970
Serious£55500 to £68330
Severe£80240 to £159770
Very SevereAround £181020
WhiplashRecovery in under 3 months£0 to £240
Recovery in 3 to 12 months£495 to £1320
Recovery in 1 to 2 years£2040 to £4215

Head, brain and senses

InjurySeverityAmount
Brain damageMinor£2690 to £15580
Moderate - level 1/2£18700 to £110720
Moderate - level 3/4£110720 to £267340
Severe£267340 to £344150
Very severe£344150 to £493000
Facial scarsMinor£2080 to £4310
Moderate£4820 to £16770
Significant£11120 to £36720
Serious£21920 to £59090
Severe£36340 to £118790
Hair damageLesser£4820 to £8960
Serious£8960 to £13450
Moderate£8960 to £13450
Facial fractureMultiple fractures£18180 to £29220
Facial fractures£29060 to £44840
Cheekbone fractureSimple fractures without surgery£2830 to £3650
Simple fractures with surgery£5310 to £7880
Serious fractures£12450 to £19260
Jaw fractureMinor/moderate£7880 to £10660
Serious£21920 to £37210
Very serious£37210 to £55570
Nose fractureUndisplaced fracture£2080 to £3080
Displaced fracture£3080 to £3850
Displaced fracture recovery after surgery£4820 to £6230
Serious/multiple fractures£12990 to £28220
Teeth loss and damageBack teeth£1330 to £2080
One front tooth£2690 to £4820
Two front teeth£5310 to £9310
Several front teeth£10660 to £13930
Chronic tooth pain£0 to £46540

Chronic pain

InjurySeverityAmount
Complex regional pain syndrome (CRPS)Moderate£34200 to £64070
Severe£64070 to £102520
Other pain disordersModerate£25710 to £46970
Severe£51410 to £76870

Injuries affecting the senses

InjurySeverityAmount
Impairment of taste and smellLoss of taste£23430 to £30500
Loss of smell£30500 to £40150
Total loss of smell & significant loss of taste£40150 to £47810
Total loss of taste & smellAround £47810
Injuries affecting hearing and speechLoss of hearing in one ear£38210 to £55570
Total deafness£110750 to £133810
Total deafness and loss of speech£133810 to £171680
Total deafness and blindnessAround £493000
Injuries affecting sightTransient eye injury£2690 to £4820
Minor eye injury£4820 to £10660
Minor but permanent loss of some vision in one or both eyes£11120 to £25600
Moderate loss of some vision in one or eye£28900 to £48040
Loss of sight in one eye£60130 to £66920
Loss of one eye£78040 to £129330
Loss of sight in one eye & reduced vision in the other£117150 to £219400
Total blindnessAround £327940
Total blindness and deafnessAround £493000

Organs or chest

InjurySeverityAmount
BladderNear full recovery with minor long term effects£28570 to £38210
Impaired bladder function and control£78080 to £97540
Loss of bladder function & control£0 to £171680
Loss of bladder function & control (with other medical complications)£0 to £224790
BowelsSome permanent damage - returning to natural function/control£15370 to £29870
Impairment of function from abdominal injury£54420 to £85100
Faecal urgency and passive incontinenceAround £97530
Total loss of bowel function£0 to £183190
Loss of bladder and bowel function£0 to £224790
Chest injuriesRib fracture/soft tissue injury£0 to £4820
Collapsed lung£2680 to £6500
Chest injury (no damage to lung)£15370 to £21920
Damage to chest or lung£38210 to £66920
Traumatic lung injury£80240 to £122850
Removal of one lung£122850 to £183190
HerniaLesser£4140 to £8830
Moderate£8560 to £11120
Serious£18180 to £29490
KidneyRisk of loss of kidney function£0 to £78080
Loss of one kidney£37550 to £54760
Loss of both kidneys£206730 to £256780
SpleenLoss of spleen - no risk of disorder or infection£5310 to £10550
Loss of spleen - continuing risk of disorder or infection£25380 to £32090

Leg or foot

InjurySeverityAmount
Achilles tendon injuryMinor£8870 to £15370
Moderate£15370 to £25710
Serious£30500 to £36720
SevereAround £46900
Leg amputationBelow-knee amputation of one leg£119570 to £162290
Above-knee amputation of one leg£127930 to £167760
Below-knee Amputation of Both Legs£245900 to £329620
Loss of both legs£293850 to £344150
Ankle injuryMinor£0 to £16770
Moderate£16770 to £32450
Severe£38210 to £61090
Very severe£61090 to £85070
Knee injuryMinor£0 to £16770
Moderate£18110 to £31960
Serious£31950 to £53030
Severe£63610 to £85100
Very severe£85100 to £117410
Other leg injuryMinor£0 to £14450
Less serious£11120 to £33880
Moderate£22880 to £47840
Serious£47840 to £66920
Very Serious£66920 to £109290
Severe£117460 to £165860
Leg fracturesSimple tibia or fibula fracture£0 to £14450
Simple femur fracture£8640 to £11050
More serious fractures£21920 to £33880

Arm or hand conditions

InjurySeverityAmount
Carpal tunnel syndrome (CTS)Minor£2690 to £4310
Moderate£10550 to £13120
Serious£18180 to £19940
Severe£26740 to £28220

Foot injury

InjurySeverityAmount
Other foot injuriesModest£0 to £16770
Moderate£16770 to £30500
Serious£30500 to £47840
Severe£51220 to £85460
Very Severe£102470 to £133810
Toe injuryModerate£0 to £11720
Serious£11720 to £16770
Severe£16770 to £25710
Amputation of the big toeAround £38210
Amputation of all toes£44570 to £68430
Foot amputationAmputation of one foot£102470 to £133810
Amputation of both feet£206730 to £245900

Hand injury

InjurySeverityAmount
Finger injuryMinor finger injury£0 to £5800
Fracture of index finger£11120 to £14930
Serious injury to ring or middle finger£12590 to £19940
Fractured finger/s£0 to £44840
Other hand injuriesMinor injuries to one or both hands£0 to £5800
Moderate injuries to one or both hands£6910 to £16200
Moderate/serious injuries to one or both hands£17640 to £35390
Serious injuries to one hand£35390 to £75500
Serious damage to both hands£68070 to £103200
Total or effective loss of one hand£117360 to £133810
Total or effective loss of both hands£171680 to £245900
Thumb injuryMinor£0 to £5800
Dislocation£7740 to £9490
Moderate£11800 to £15370
Serious£15370 to £20460
Very serious£23920 to £42720
Loss of thumb£43350 to £66920

Reproductive system

InjurySeverityAmount
Female reproductive injuryInfertility - where no plan to have children£8060 to £22800
Infertility - no medical complications£21920 to £44840
Infertility - severe psychological impact£140210 to £207260
Male reproductive injuryOrchidectomy£24490 to £27560
Total loss of reproductive organs£187790 to £0

Finger injury

InjurySeverityAmount
Finger(s) amputationAmputation - little finger£10550 to £14940
Amputation - ring or index fingerAround £26620
Amputation - terminal phalanx of index or middle fingerAround £30500
Amputation of finger/s£75550 to £110750
Finger(s) lossLoss of part of little finger£4820 to £7150
Loss of terminal phalanx of ring or middle finger£4820 to £9610
Loss of index finger£14850 to £22870

Male reproductive injury

InjurySeverityAmount
ImpotenceImpotence - middle aged man£52490 to £108310
Impotence - young man£140220 to £181020
SterilitySterility - no intention of having children£8070 to £22800
Sterility - older man£8070 to £22800
Sterility - man who may have wanted more children£21920 to £44840
Sterility - young man (uncomplicated)£68430 to £87080
Sterility - young man£0 to £181020

Special Damages

Special damages are awarded as compensation for financial losses that result from your injury. These damages might include lost earnings, medical expenses, and the cost of repairing or replacing damaged property (like a bike and cycling equipment, if you were involved in a cycling accident).

Special damages are specific to your case and are calculated based on actual losses you’ve incurred or are likely to face in the future.

Conditional fee agreements (No win, no fee)

Most personal injury claims are made with a Conditional Fee Agreement (CFA). Claims funded in this way will include a 10% uplift to the general damages award, as required by the Jackson reforms. This increase helps offset the success fee that your solicitor may deduct from your award.

Our compensation calculator includes the uplift in the compensation calculation.

Get an accurate compensation estimate

Our compensation calculator can give you a very good idea of the compensation you might receive. Every injury claim is unique, however, and the actual amount of compensation will depend on your personal circumstances. A personal injury solicitor can help you get a more accurate assessment based on your specific situation.

If you've been injured and want to know how much compensation you could claim, call us today for expert legal advice and a free, no-obligation consultation.

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Initial cycling injury enquiries are handled by our partners at National Accident Helpline. Legal claims are handled by our panel of expert cycling injury solicitors who are regulated by the Solicitor Regulation Authority (SRA).

We charge our solicitors for the marketing and operational services we provide and these costs are not passed on to our customers.

*No Win, No Fee: With No Win, No Fee, you won't pay anything to anyone if your cycling injury claim is unsuccessful. If you do win, your solicitor's success fee is capped at 25%* of your settlement, so you keep as much of your compensation as possible. Under a No Win, No Fee Agreement, fees may apply if a claimant refuses to cooperate or abandons their claim after the legal work has started, or if the claim is fraudulent.

Disclaimer: Nothing on this website constitutes legal advice or gives rise to a solicitor/client relationship. Specialist legal advice should be taken in relation to specific circumstances.

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