Can I claim if injured when speeding on a bicycle?

Bicycles are not subject to national speed limits when cycling on UK roads. However, there are a number of laws which mean that you could still be convicted for cycling at speed.

If you are injured when cycling at excessive speed, it could affect your eligibility to claim and the amount of compensation you will receive.

What does the law say about cycling and speed?

Cycling at speed is addressed in a number of laws.

The oldest of these laws is the Town Police Clauses Act 1847, in which, under Section 28, it is an offence for a person to "ride or drive furiously any horse or carriage . . ." and in this case a cycle is classed as a carriage.

If a cyclist causes bodily harm to another road user he may also be charged with wanton and furious driving. Section 35 of the Offences Against the Person Act 1861 - which was amended by the Criminal Justice Act of 1948 states:

Drivers of carriages injuring persons by furious driving

"Whosoever, having the charge of any carriage or vehicle, shall by wanton or furious driving or racing, or other wilful misconduct, or by wilful neglect, do or cause to be done any bodily harm to any person whatsoever, shall be guilty of a misdemeanour, and being convicted thereof shall be liable, at the discretion of the court, to be imprisoned for any term not exceeding two years."

More recent legislation

The Road Traffic Act 1988 (as amended by the Road Traffic Act 1991) also makes it an offence to ride recklessly on a road or in a dangerous, careless or inconsiderate manner.

Dangerous cycling in Section 28 of the amended Act states that a person is regarded as riding dangerously if:

Dangerous cycling is an offence which carries a maximum penalty of £2,500.

The lesser offence of careless and inconsiderate cycling states in Section 29 that a person is guilty of such an offence if he cycles on a road without due care and attention or without reasonable consideration for other road users.

Careless and inconsiderate cycling carries a maximum fine of £1,000.

In both cases the maximum fines are rarely issued.

Cyclists are required to comply with other legal requirements for road use, such as obeying traffic signals, giving way to pedestrians, and cycling with due care and attention.

Making a compensation claim

If you have sustained an injury by colliding with another road user or a hazard in the road and you were cycling at excessive speed (for the prevailing conditions) , the defendant may argue that had you been cycling more slowly and carefully you may have avoided the accident, or that your injuries may not have been as extensive.


If you hit a pothole when cycling at speed, the impact may have caused you to somersault from your bike and land awkwardly, perhaps injuring your neck and dislocating your shoulder. You may even have fallen into the path of another vehicle, causing further serious injuries.

In this example, the defendant (the highway authority responsible for maintaining the road) could argue that had you been cycling slower you may have avoided the pothole, or the impact would have been less severe and your injuries less serious.

If the defendant's defence is accepted, the court may decide to reduce your compensation award due to your ‘contributory negligence'.

Contributory negligence

Contributory negligence is a legal term that refers to the situation where the injured claimant is partly responsible for their injuries. When making a personal injury claim, if the defendant can prove that the defendant was partially responsible for the accident, the court may reduce the amount of compensation awarded.

A common example of contributory negligence in a cycling accident claim is when the claimant suffered a head injury when not wearing a helmet. In this example the court may determine that the failure to wear a helmet contributed to the severity of the injuries, and the compensation award would be reduced accordingly.

Read more:

What is contributory negligence?


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